“There is another issue.”
“The money,” he said.
“Yes.”
Daniel folded his arms.
“We can refinance.”
“Should you?”
“What do you mean?”
“What would it do to your payments?”
He hesitated.
“They’d go up.”
“How much?”
“We don’t know yet.”
Rebecca said quietly, “Probably more than we can comfortably manage.”
Daniel looked at her.
“We could make it work.”
“That phrase worries me,” I said.
He frowned.
“Why?”
“Because you have two children, college savings, your own retirement, and a house.”
“So what do you want us to do?”
“I don’t know yet.”
His frustration returned.
“The loan is due, Mom.”
“I understand.”
“You want your independence. That requires money.”
“I also don’t want you making a foolish financial decision because I moved out.”
Rebecca studied me.
